Turn Corporate Retained Earnings Into Tax-Efficient Wealth
SHIELD™ is a corporate insurance funding system that uses bank financing and policy cash value to build long-term, tax-advant
SHIELD™: Strategic High-Income Estate Liquidity Design
The Problem
Value Equation
The Solution
- Corporate profits are trapped
- Withdrawals are heavily taxed
- Paying large insurance premiums kills cash flow
The Solution
Value Equation
The Solution
- Corporation owns policy
- Bank funds premiums
- CSV backs loan
- CDA unlocks tax-free exit
Value Equation
Value Equation
Value Equation
✔ Minimal out-of-pocket cost
✔ High estate leverage
✔ Tax-free CDA dividends
✔ Preserves working capital
✔ Designed for incorporated owners
Who It’s For / Who It’s Not For
Corporation Owners
The SHIELD™ Advantage
Corporation Owners
SHIELD™ is built for owners of Canadian corporations seeking a tax-efficient way to convert retained earnings into long-term family wealth without sacrificing liquidity.
Estate Planning
The SHIELD™ Advantage
Corporation Owners
Estate planning protects your family by reducing taxes, avoiding unnecessary delays, and ensuring your wealth is distributed exactly as you intend.
The SHIELD™ Advantage
The SHIELD™ Advantage
The SHIELD™ Advantage
Unlike traditional planning, our approach leverages corporate-owned insurance and financing to build significant estate value with minimal strain on corporate capital.